Have you heard this phrase? It is often used to refer to the anxiety and stress that people feel in the years leading up to retirement. While it is common to feel a sense of stress with any major change, many feel a higher level of anxiety as they approach retirement due to the various […]
Pre-Retirement Syndrome Read More »
It is important to think about your risk/reward ratio tolerance–terms like “conservative” and “risky” can mean different things to different people which is why it is necessary to think it through. This way, you can also get a feel for what level of risk is necessary to try to obtain a return on your investment,
When a worker changes jobs, their retirement plan account is likely left behind and forgotten about. Fortunately, a new federal database should make it easier to find your lost retirement account from a previous employer. As of May 2021, there were over 24.3 million forgotten 401(k) plan accounts, with a combined value of approximately $1.35
Recover Your Lost Retirement Account Read More »
As year-end approaches, it might be a good time to reflect on if you are allocating funds to be sure to maximize your contributions to tax advantaged accounts. If you can, you should consider making your contributions sooner rather than later. Even though you have until year-end to make contributions to your 401(k), or Tax
Are You Maximized? Read More »
According to a national survey for LiveCareer in June, about 61% of working Americans are more afraid of retirement than of death. Why is this? The survey suggests the reason is that many Americans are financially unprepared to retire. About 20% of Americans ages 50 and older were shown to have no retirement savings according
Americans Are More Afraid of Retirement Than Death Read More »
You are likely to experience more stress during the holidays, particularly if you have flights planned for Thanksgiving or Christmas. Whether you’re flying within the US to visit family or friends or vacationing abroad, the following holiday travel trips may make your vacation easier. Today, we’ll discuss some lesser-known travel tips that may assist in
Holiday Travel Tips Read More »
We have been asked to explain the reason why some financial institutions ask for the name of a person that is often referred to as a “trusted contact.” There is frequently confusion about what rights that person has, specifically if they have access to any account their name is provided for. The simple answer is,
Traveling in retirement could be your golden ticket to a new kind of freedom, where every day brings the chance to try new things and learn new skills. If you’re the type of person who like to travel, of course. Planning a trip to explore one area in depth instead of just skimming the surface
How Much Should You Travel In Retirement? Read More »
In the past, we have noted that when planning your retirement finances you need to factor in healthcare costs. Not doing that may cause a depletion of your retirement savings that you did not anticipate. There has been some discussion about the Affordable Care Act and the indication that, for the first time, the U.S.
Factor in Healthcare Costs Read More »
We frequently receive inquiries regarding who the beneficiaries should be for the financial products we recommend. And, if the division among multiple beneficiaries should be equal. This brings up an interesting point. When making this decision, people sometimes place descriptions on their offspring that relate to their current needs or proclivities. What we sometimes forget
“Fair” Meaning “Equal” Read More »
*Backed by the claims paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.
IMPORTANT CONSUMER INFORMATION
By using this website, you accept our Terms of Use and Privacy Policy. GWM’s investment advisory services are available only to residents of the United States in jurisdictions where GWM is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website does not constitute a complete description of GWM’s investment advisory services. Before investing, consider your investment objectives and Gibbs’ fees. Gibbs is not a bank or depository institution licensed in any jurisdiction. Products offered by Gibbs are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Jesse Dietz, an Investment Advisory Representative (IAR), offers services through Gibbs Wealth Management, an SEC registered investment advisor. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Retirement Planners of Texas, Inc. and Gibbs Wealth Management are independent of each other. Insurance products and services are not offered through GWM but are offered and sold independently by Retirement Planners of Texas, Inc., Texas License #2489780 and Jesse Dietz, License #1387135.