News & Updates
How AI and Rising Unemployment Are Reshaping the American Dream
For much of the mid-20th century, the American Dream followed a path that felt both understandable and achievable. Many people believed that if they worked hard, remained committed to their employer, and managed their finances
Inflation Could Be Eroding Your Retirement Income: What Pre-Retirees and Retirees In Texas Should Understand
For many Americans nearing retirement, inflation has become more than a topic in the news. It is an ongoing financial challenge that can gradually erode the value of retirement savings. Many fail to realize how
Deciding Who Gets What
While estate planning typically focuses on the how–including tax strategies often involving trusts and wills–to whom can be just as complicated. We strive to help make it easier by laying out options you may have
More Americans Are Aging Alone
Growing older brings wisdom, experience, and new opportunities, but it can also present challenges, which are frequently mitigated by family support. Many elderly people rely on their spouses, children, or close relatives for help with
Pause
Bank scams are on the rise. There are five common tricks of fraudsters. Did you get a call, email or message saying there is an issue with your account and you need to move money
Protect Yourself
Medicare provides foundational health coverage for retirees – but it comes with gaps, and there are no caps on out-of-pocket spending. That naturally leads seniors to search for answers to questions that arise. In doing
When One Spouse Passes
When one spouse passes away, the surviving spouse’s social security benefit may change significantly, and many retirees are unaware that they generally do not continue receiving both monthly checks. In most cases, the surviving spouse
Trust
Sometimes as we are in the midst of our retirement years, we need to have a serious heart-to-heart with our adult children. That conversation can often begin by explaining that not every decision you make
What Should Your Monthly Retirement Income Be?
How much monthly retirement income is enough in 2026? Many Americans wonder if they are saving enough to live comfortably once they retire. According to a recent Pew Research Center* survey, 40% of adults are
Dependable, and Not Just For Retirement
A fixed index annuity can provide a dependable stream of income, which becomes especially valuable after a divorce when household finances are often disrupted. It offers protection of principal while still allowing for some growth,
The Last Thing
The last thing you need to worry about when you retire is losing your sense of purpose. Staying mentally and socially engaged matters more than most people expect. Health tends to outweigh wealth, so maintaining
Staggered Retirement
Staggered retirements are more common than you might think, especially when couples are different ages. A two-phase retirement can affect both you when it comes to your savings and spending needs. It’s important to think
The Trifecta
If you are mulling over in your mind your list of tangible assets, savings accounts, and creating your will, you may be trying to determine that trifecta question of how to be able to keep
Taxes On Social Security
Our Clients have come to us asking why they are paying taxes on their Social Security income when they thought it would be tax-free. It isn’t just those that have built significant wealth that will
What Women 50+ Say About Retirement
A recent AARP focus group study* sheds light on the concerns of women aged 50 and up, revealing a common sense of financial stress, uncertainty about the future, and dissatisfaction with systems designed to help
Bonus Senior Tax Deduction
Because it’s tax time, our clients have been asking questions about how taxpayers ages 65 and older can make the most of the temporary $6,000 senior tax deduction that is in effect for tax years
Comparison
It is not surprising that people tend to compare their financial situation during retirement to others, because money is highly visible in life: through homes, cars, travel, and lifestyle. So it becomes an easy benchmark
How to Talk About Finances With Your Family
Money can be a delicate subject, but ignoring it often leads to confusion, stress, or misunderstandings. Many families discover that taking time to discuss finances helps build relationships and clarify goals, duties, and expectations. Regular