News & Updates

Co-Piloting

We all know that it is not uncommon for one spouse to be the primary decision-maker when it comes to managing a couple’s money. But this approach can have consequences. One major consequence is if

Read More »

Chances of Success

We often speak with individuals who provide us with calculations for our retirement income, which calculations are based on various assumptions, from asset allocation to market projections to future returns that may turn out to

Read More »

Blended Families

We frequently receive inquiries from family members of decedent owners of various insurance products where there is a disconnect between their impression of who the owner of the policy wanted to be a beneficiary, and

Read More »

Near or Far

It isn’t always easy to save for retirement, in part because, for many people, it is far enough away that we don’t feel any sense of urgency. One possible solution? Make the future feel closer.

Read More »

RMDs

For many investors entering their 70s, diligently contributing to and saving in tax-deferred retirement accounts must soon turn to making mandatory annual withdrawals. That’s because the government requires retirees to take required minimum distributions (RMDs)

Read More »

Lifespan Variation

An interesting study performed by the Center for Retirement Research at Boston College delved into the concept of lifespan variation, and why it provides valuable information about mortality beyond life expectancy. “It is precisely this

Read More »

Unexpected Retirement Expenses

Taking out an extra $10,000 to pay for a new roof may not seem like a huge problem in the long term. However, costs build up, and your future retirement plans may be disrupted. Every

Read More »

Where did I put it?

All too often when we need to find an important financial document we can’t remember where we put it. Keeping important documents up to date and accessible is essential. Even after you finalize your will

Read More »

Nickle-and-Dimed

No, you’re probably not imagining it. 69% percent of Americans surveyed by Lending Tree in 2023 reported they’d paid an extra fee when using a credit card for a purchase. A smaller, more recent survey

Read More »

Pre-Retirement Syndrome

Have you heard this phrase? It is often used to refer to the anxiety and stress that people feel in the years leading up to retirement. While it is common to feel a sense of

Read More »

Gen Xers and retirement

Generation X will begin turning 60 years old this year, in 2025. This generation, generally defined as those who were born between 1965 and 1980, all tend to encounter the same few problems when it

Read More »

Resolution Fatigue

At this time of year there tends to be discussion about what our New Year’s resolution will be. Researchers suggest that only 9% of Americans that make resolutions complete them. In fact, research goes on

Read More »

Risk/Reward

It is important to think about your risk/reward ratio tolerance–terms like “conservative” and “risky” can mean different things to different people which is why it is necessary to think it through. This way, you can

Read More »

IRA Conversion 

Conversions of a traditional IRA to a Roth can differ individual to individual, even where the same sum of money is involved. Let’s take, for example, two individuals, each with $100,000 in a traditional IRA,

Read More »
Archives
Scroll to Top